State Savings Bank is a full-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan.
As a leading Northern Michigan bank, our services include comprehensive personal, business, and loan services. We offer checking and savings accounts, CDs, IRAs, mortgages, home equity, consumer, and commercial loans, and business cash management, including ACH and remote deposit.
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After first opening our doors more than 130 years ago, we now have banking offices in Beulah, Empire, Frankfort, Gaylord, Suttons Bay, and Traverse City, and loan centers in Big Rapids, Caro, and Houghton Lake.
Need help or ready to get started? Our team of experts is here to assist you. With decades of experience and a commitment to our community, we're available to answer your questions and guide you through our services.
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Our employees live, work, and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor. That's what makes us the "Yes, I can!" bank.