New TC Office Planned


Construction has begun on our new office on Garfield Avenue in Traverse City.


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Christmas Giving Tree


Help less fortunate families have a brighter Christmas this year! Each office has partnered with a local organization to help spread love to our communities this holiday season.


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It's not
about us.
It's about you.

Discover "Yes, I can!" Banking

 Discover “Yes I can!”

  Learn more. 

Discover "Yes, I can!" banking

Learn more.

Questions? We’re here
to help!


In addition to calling or visiting your local office, during regular bank hours you can also text (231) 399-4799 or chat with us online by clicking the “Chat” button on the corner of your screen.

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State Savings Bank is a full-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan. 

After first opening our doors more than 125 years ago, we now have banking offices in Beulah, Empire, Frankfort, Gaylord, Suttons Bay and Traverse City and loan centers in Big Rapids, Caro, and Houghton Lake. State Savings Bank offers checking and savings accounts, CDs, IRAs; mortgage, home equity, consumer, and commercial loans; and business cash management including ACH and remote deposit. 

Our employees live, work and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor. That's what makes us the "Yes, I can!" bank.