Free Coin Machine



Our traveling coin machine has stopped in Frankfort! For a limited time, customers are invited to bring their piggy bank to our Frankfort office and walk out with their coins converted to cash!

Bricks, mortar,
and more


Our new Traverse City office, under construction on S. Garfield Avenue!



Click for more

More Customer Care!



Our Customer Care Center team is now available weekdays 8:00 a.m.–7:00 p.m. and Saturdays 9:00 a.m.–12:00 noon.


Reach out if you need a hand

New Gaylord Office!


A second full-service State Savings Bank office is coming to Gaylord this spring!

The new location, 2029 S. Otsego Ave. at McCoy Rd., will have drive-thru banking, a drive-up ATM and an after-hours depository.

Stay tuned for more exciting updates!

E-statements are better!


For greater security and convenience, switch to electronic statements.




Click for 5 reasons to make the switch

Latest News


State Savings Bank is a full-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan. 

After first opening our doors more than 125 years ago, we now have banking offices in Beulah, Empire, Frankfort, Gaylord, Suttons Bay and Traverse City and loan centers in Big Rapids, Caro, and Houghton Lake. State Savings Bank offers checking and savings accounts, CDs, IRAs; mortgage, home equity, consumer, and commercial loans; and business cash management including ACH and remote deposit. 

Our employees live, work and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor. That's what makes us the "Yes, I can!" bank.