Online Maintenance This Sunday


Online Banking will be unavailable on Sunday, December 6 from 3:00 p.m. until 6:00 p.m. to allow for routine system maintenance. 
We apologize for this inconvenience.

Yes, you can love your bank.

Switch your checking account to State Savings Bank or get a loan and we’ll give you a certificate for a free fresh-baked pie!

 

Click to learn more

Yes, you can love your bank.

Switch your checking account to State Savings Bank or get a loan and we’ll give you a certificate for a free fresh-baked pie!

 

Click to learn more

Christmas Giving Tree

Help less fortunate families have a brighter Christmas this year! Stop by your local office and choose a tag from the tree. Purchase, wrap and return the item by Friday, December 18.

 

Learn more

Yes, you can love your bank.

Switch your checking account to State Savings Bank or get a loan and we’ll give you a certificate for a free fresh-baked pie!

 

Click to learn more

Building, buying or refinancing?

 

We can make it happenfast.

 

Apply for a mortgage loan online by clicking here

Stay Safe, Stay Healthy


We care about the health of our customers and team members. In order to help reduce the spread of coronavirus (COVID-19), please do the following when visiting our offices:

•  Wear a face mask or other covering over your nose and mouth. 

•  Maintain a distance of six feet from others.

•  Consider using other options for banking  such as online banking, drive-thru, ATM, night depository or banking by mail.

Mobile Remote Deposit

 

Deposit a check into your account wherever you are, whenever it’s convenient for you.
 

 

Find out more

We are here to help.



Questions about your mortgage or home equity loan? We're here for you. Call or send an e-mail.

 

 

Contact your lender

 


 
State Savings Bank is a full-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan. 

After first opening our doors more than 115 years ago, we now have banking offices in Benzonia, Beulah, Empire, Frankfort, Gaylord, and Traverse City and loan centers in Big Rapids, Caro and Houghton Lake. State Savings Bank offers checking and savings accounts, CDs, IRAs; mortgage, home equity, consumer, and commercial loans; and business cash management including ACH and remote deposit. 

Our employees live, work and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor.